Malta Residency

The Malta Permanent Residence Programme (MPRP) offers a unique opportunity for non-EU nationals to obtain permanent residency in one of Europe’s most attractive destinations.

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Overview of Malta

Malta is a Mediterranean island nation located south of Sicily and north of Africa, comprising three main islands: Malta, Gozo, and Comino. Its capital, Valletta, is a UNESCO World Heritage Site. With a population of around 520,000, Malta’s official languages are Maltese and English.

The country enjoys a warm Mediterranean climate with over 300 days of sunshine per year, mild winters, and average temperatures ranging from 15–25°C.

Malta is consistently ranked among the safest countries in Europe and boasts one of the top healthcare systems in the region. It is widely recognized as an ideal destination for retirees, expats, and international families, as well as a global hub for English-language education and a leading diving and leisure travel destination.

With its rich history, high quality of life, and welcoming environment, Malta has become a highly attractive choice for individuals and families seeking permanent residence in Europe.

Would you like us to check your eligibility for this program?

Please get in touch with us and our experts will guide you!

Introduction to the Malta Permanent Residence Programme (MPRP)

The Malta Permanent Residence Program allows non-EU investors and their families to obtain permanent residence in Malta through a combination of government contributions and property investment.

Malta is a member of the European Union and the Schengen Area, offering investors a stable economy, favorable tax system, and access to European education and healthcare.

Eligible accompanying family members include:

  • Legal spouse
  • Children who are financially dependent on the main applicant
  • Dependent parents and grandparents

The program grants permanent residence status in Malta and allows visa-free travel within the Schengen Area. The residence permit can be maintained as long as the investment conditions are fulfilled.

Learn more with AT Express about the program requirements, benefits, and application procedures below.

 

Eligibility Requirements

  • The main applicant must be at least 18 years old.
  • The applicant must demonstrate sufficient financial resources, including:

    • Total assets of at least EUR 500,000, including EUR 150,000 in financial assets,
      or

    • Total assets of at least EUR 650,000, including EUR 75,000 in financial assets.

  • Proof of legal source of funds must be provided.
  • The applicant must have a clean criminal record and pass strict due diligence checks.

Investment Options

To obtain permanent residence in Malta, applicants must fulfill the following investment requirements:

Government contribution

  • EUR 80,000 if the applicant purchases residential property in Malta.

or

  • EUR 110,000 if the applicant rents residential property in Malta.
  • This contribution is non-refundable.

Real estate investment

Property purchase

  • Purchase residential property with a minimum value of EUR 375,000.

or

Property rental

  • Lease residential property with a minimum annual rent of EUR 14,000.
  • The property must be maintained for at least 5 years.

Charitable donation

  • A mandatory EUR 2,000 donation to a registered Maltese NGO supporting humanitarian activities, such as culture, sports, or animal welfare.

  • The donation is non-refundable.

Benefits of Malta Permanent Residence

  • Permanent residence status in Malta for the main applicant and eligible family members.
  • Visa-free travel within the Schengen Area for up to 90 days within any 180-day period.
  • Family inclusion, allowing the main applicant to include:

    • Legal spouse or partner

    • Dependent children

    • Parents and grandparents of the main applicant or spouse

  • Right to reside indefinitely in Malta, with residence cards renewable periodically.
  • Access to Malta’s high-quality healthcare and education systems.
  • Favorable tax environment, including no tax on worldwide income unless remitted to Malta.
  • Stable and secure EU country, with a strong legal system and investor-friendly policies.
  • Opportunity to live in an English-speaking country, as English is one of Malta’s official languages.

Basic Investment Process

Consultation & due diligence

Clients schedule a consultation for eligibility assessment, KYC verification, and background due diligence for the Malta Permanent Residence Program.

Investment completion

The investor fulfills the program requirements, including a government contribution, property purchase or rental in Malta, and a donation to an approved charitable organization.

Application preparation

AT Express prepares the application package and submits it through a licensed agent to the Residency Malta Agency.

Receive the result

Once the application is approved, the investor and eligible family members receive Malta permanent residence cards, allowing long-term residence in Malta and visa-free travel within the Schengen Area.

Frequently Asked Questions?

The total cost of the Malta Permanent Residence Programme (MPRP) in 2025 typically includes:

  • Real estate option:

    • Property rental from EUR 14,000 per year, or

    • Property purchase from EUR 375,000

  • Government contribution, donations, and administrative fees:

    • Approximately EUR 100,000 (depending on family size and property option)

  • Additional costs (vary by case):

    • Legal and professional fees

    • Property-related costs

    • Health insurance

Overall, the total investment usually starts from EUR 140,000–160,000+, excluding property rental or purchase value.

The processing time for the MPRP is typically 4–6 months, subject to:

  • Completeness of documentation

  • Due diligence checks

  • Government processing timelines

Applicants may receive a 1-year temporary residence permit earlier in the process after passing initial background checks.

Yes. The MPRP is a family-inclusive program.

Eligible dependents include:

  • Legal spouse

  • Children (minors or financially dependent adult children)

  • Parents and grandparents of both the main applicant and spouse

All approved family members receive the same permanent residence rights in Malta.

AT Express offers:

  • Over 20 years of experience in international investment and migration consulting

  • End-to-end solutions, from eligibility assessment and legal processing to property selection and post-residency services

  • Strong local partnerships and compliance with Malta government regulations

  • Personalized strategies focused on long-term residency security and family planning

This ensures a transparent, compliant, and low-risk application process.

No. The Malta Permanent Residence Programme does not require applicants to:

  • Speak Maltese

  • Pass any language test

  • Meet educational or management experience criteria

English is widely spoken in Malta and is one of the country’s official languages, making daily life and integration straightforward for international residents.